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About Nicolette
Nicolette is a Litigation Lawyer and a Mediator.
She has practiced law in Toronto for more than 26 years.
Nicolette has particular expertise in insurance disputes including life, disability and critical illness, employment law, commercial disputes, general contract cases and tort and professional liability matters.
She has represented individuals, corporations, government bodies, and other organizations located in Canada, the United States, and Europe.
She has appeared before all levels of Court in Ontario and in front of various administrative tribunals.
She has been involved in hundreds of mediations.
Nicolette is a member of the Canadian Bar Association, the Toronto Lawyers Association and the ADR Institute of Canada.
MEDIATION
NICOLETTE HOLOVACI
LITIGATION
Links & Observations
Do you know what you are paying for?
The attached article focuses on pet insurance specifically and points out limits in coverage, including no coverage for the things you would expect your dog or cat to be doing.
The same concerns about limits in your coverage apply to all insurance and particularly, disability, critical illness and travel insurance.
Know what you are buying when you buy it. Read the Policy. Ask questions. Accidental injury or accidental death coverage, for example, most often contains very specific restrictions on what is covered. Pre-existing conditions are also often defined in the policy and depending upon your history they can dis-entitle you from benefits at claim time.
http://www.cbc.ca/…/major-pet-insurer-says-dog-injuries-fro…
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